Money Saver Strategies

TIP OF THE WEEK
Up to 25% off Top Branded Toys & Games at Argos, full details here:

Hi

The weather is quickly turning towards winter and I know that a lot of people take up hobbies or craft work etc. during the winter months in their garage, shed or spare room. Some people make money from these activities and I thought I would just mention a product that may appeal to any woodworkers out there. I have bought the product myself and there are over 14,000 plans to make anything you can think of out of wood, from simple plant pots right up to boats & everything in between, It doesn’t matter if you are a complete novice, there are projects you can make and as there is an increased demand for home made craft products, it could be worth a few £’ss. Take a look HERE if you are interested (60 day money back guarantee applies, so no risk)

Struggling homebuyers offered ’100pc mortgages’ in new pilot scheme

A mortgage offering struggling families and first time homebuyers the opportunity to borrow the full cost of their property has been launched by Aldermore. Read this report from Yahoo Finance

The worst way to sell DVDs

The TV has been full of ads recently for a new way to sell your old DVDs, CDs and games quickly and easily, called MusicMagpie. But how does it compare to selling on eBay or Amazon? See the report from Lovemoney.com here:

 
If you have your own ideas, tips or just want to comment, contact me at brian@moneysaverstrategies.co.uk

Well that’s it for today, watch out for your next newsletter.

Brian Philips

TIP OF THE WEEK
Up to 63% Off Deals of the Week in Health & Beauty, full details here:

Hi

Most people are always looking to earn that little bit of extra income from home and there are hundreds of opportunities out there…unfortunately many of them are useless or even worse scams!! Regular readers will know that there are several opportunities listed on the member’s website which have been verified and come with full money back guarantees, but I only feature products that have been recommended or are proving popular. One such product is Real Writing Jobs which allows you to earn income from writing articles on a whole range of subjects in your spare time, but as usual this is not for everyone. The product has a full 60 day no quibble money back guarantee so if you think it’s worth taking a look you will find full details here:

20 steps to a frugal lifestyle

From cutting down on your food bill to entertaining at home, Hannah Ricci shows how you can cut back on costs without sacrificing your quality of life in this article from Moneywise.

The biggest mobile phone blunders we all make

Mobile phones have come a long way over recent years, and as phones have gained an increasing number of handy uses, mobile tariffs have gone up in price.Unfortunately, there is also a range of temptations and rip-offs that can see us paying out far more for our tariff than we strictly need to. Read this report from Lovemoney.com

 
If you have your own ideas, tips or just want to comment, contact me at brian@moneysaverstrategies.co.uk

Well that’s it for today, watch out for your next newsletter.

Brian Philips

TIP OF THE WEEK
Save up to half price on personal care products at Argos, full details here:

 
Hi

There has been quite a lot of hype in the media of late with the latest lottery winners, which reminded me of a product I featured some time ago called The Lotto Black Book, which some of our readers tried & recommended. This was invented by an American maths professor, but I won’t bore you with the details of how it works, if you go to the site he will explain it all, with the usual American hype !!. However, the great thing about this product is that he guarantees a good win within the first few weeks & if not you get your money back. There are no catches here as the publisher (Clickbank) has a 60 day money back, no hassle guarantee, which I can vouch for as they are well known worldwide in the digital product industry. This one is a no lose situation and well worth taking a look at. Once again if you do purchase the product, please let me know about your successes so that I can pass them on to other readers in this newsletter. For full details click here:

The latest top 10 scams to know and avoid

Keep up to date with the latest attempts by fraudsters to con you into handing over your money, and stop them in their tracks, see this report from Moneywise.

45 things you can get for £5 or less

Find out how to get your hands on clothing, homewares, books, games, DVDs, gardening gear and much more for a fiver or less, in this fascinating report from Lovemoney.com, here:
 

If you have your own ideas, tips or just want to comment, contact me at brian@moneysaverstrategies.co.uk

Well that’s it for today, watch out for your next newsletter.

Brian Philips

TIP OF THE WEEK
Deal of the Week this Nikon S9100 Coolpix Digital Camera reduced by £110, only £189.99, full details here:

Hi

I thought I would cover one of the more popular ways to make a little extra money if you have a bit of spare time and a computer, and that is blogging. Now I know some people will immediately say “no that’s not for me”, but do you really know what it’s about? Writing a blog can be about anything from your daily life to hobbies, interest’s information etc. the possibilities are endless and there are plenty of ways to make money from it no matter what the subject. Say, for instance, your hobby is making model cars or fishing or breeding dogs, you can write a regular blog about your experience, giving help & information to others who have similar interests, plus there are suppliers out there who will pay you for advertising their related products or give you commission on any sales made through your blog. Then there is Google who will also pay for any adverts they place that people click on, regardless of whether they buy a product or not. The only cost involved is buying a domain name (i.e moneysaverstrategies.co.uk, costs £25 for 2 years) which should relate directly to your blog content and then your hosting charge which is about a fiver a month. The most popular platform to produce your blog is called WordPress and it is absolutely free. If you think this sounds daunting, it really isn’t, I’ve been doing it for some time and the best place to start for free advice is HERE, take a look you’ve got nothing to lose !

How to start your own internet business

If you’ve ever had an idea for a product or service that you think could net you a fortune, you may well have considered setting up an internet business with the aim of sitting back and watching the money roll in. This report from The Independent here:

Price wars: Supermarket versus local market

I’m often told that it’s cheaper to ditch the major supermarkets and shop at local markets, retailers and butchers. But the supermarket I usually visit always seems to have deals on fresh produce. It discounts different vegetables each week and this summer has offered loads of bags of fruit for just £1. So I’ve wondered if it’s actually true that I could save money. Read this report from Yahoo Finance.

 
If you have your own ideas, tips or just want to comment, contact me at brian@moneysaverstrategies.co.uk

Well that’s it for today, watch out for your next newsletter.

Brian Philips

TIP OF THE WEEK
Andrew James Ice Cream, Sorbet and Frozen Yoghurt Maker Machine 1.45 Litre + FREE 128 Page Recipe Book, save £40 now only £29.95, full details here:

Hi

Well, back from my week’s holiday to find that the whole country has gone mad and we are in the middle of riots !! It never ceases to amaze me how a minority of scumbags can have so little respect for other people’s property & livelihoods. Incredibly there are kids as young as 10 & 11 taking part, where the hell are their parents? Use water cannon on them is what I say ! Ok rant over. As most people are about to, or already have had their holidays, it is the second most expensive time of the year (the other being Christmas), when people get into debt to fund their breaks away. It may be worth spending a little less this year & using any extra cash to pay off those costly debts. Now is the time to clear or reduce debts on store and credit cards that can charge between 18 & 30% and one way, is to transfer any balances to a 0% card, some offer up to 20 months and this gives you time to pay off the debt without crippling interest charges. However, don’t fall into the trap of spending more on these sort of cards and find that when the interest period runs out you are saddled with even more debt.

Make money house sitting

Deciding to become a house sitter can be a really smart move. As well as earning an income by doing very little, you could find yourself staying in luxurious houses and apartments, pet sitting cute animals without the responsibility of pet ownership, and enjoying some space and independence. Read the article from Moneymagpie.com here:

Does your insurance cover you for riot damage?

The last few nights have seen terrifying scenes of violence and chaos, and while the pictures on the news at times have resembled something you’d see in a film, the resultant damage and destruction is all too real — and it’s us who are left to pick up the pieces. So if your home or property has fallen victim to the looters, where do you stand? See this report  from Yahoo Finance

 
If you have your own ideas, tips or just want to comment, contact me at brian@moneysaverstrategies.co.uk

Well that’s it for today, watch out for your next newsletter.
Brian Philips

TIP OF THE WEEK
Get a Sony BDP-S570B 3D Blu-ray player for only £147, check it out here:

Hi

Many of you may have heard about the new ebook readers & specifically the product they call ‘Kindle’, but have you ever checked out exactly what it is? Basically it is a means of reading an electronic book and there are over 700,000 different books available, these include bestsellers, new releases, newspapers & magazines, but did you know that there are more than 1 million free books also available? I must admit that I did not appreciate the significance until I played with a friends ‘Kindle’ and now I am hooked & it is top of my wish list for anyone buying me a present. The Kindle is incredibly light and is thinner than a magazine & weighs less than a paperback, can be read in sunlight, has a battery life of up to 2 months and can hold up to 3,500 books. Now all this might sound like some hyped up sales pitch, but believe me, it is well worth checking out, particularly if you read books whilst you are on holiday. My friend bought his for just that reason, as it saved him packing conventional books & he can download additional books via Wi-Fi. I would guess that this is something that most people will either love or hate, depending on your point of view, but if you think it’s worth a look, check out the details here:

There will be no newsletter next week as I’m on holiday, but it will be back the week after.

How to keep one step ahead of exchange rates

Exchange rates are notoriously volatile, but in this day and age of round-the-clock trading there’s no excuse for not getting the best rate, if you are holidaying abroad, read this report from Moneywise here:

Don’t make these five dangerous cutbacks

As household budgets are stretched to breaking point, many of us are making cutbacks here, there and everywhere.
However, beware these five economies – they could prove to be false on a disastrous scale!. We show you five insurance cutbacks you shouldn’t make, see this report from Lovemoney.com

 
If you have your own ideas, tips or just want to comment, contact me at brian@moneysaverstrategies.co.uk

Well that’s it for today, watch out for your next newsletter.

Brian Philips

TIP OF THE WEEK
If you are thinking of selling your car, this site has been voted ‘best car buyer’ in the UK, check it out here:

Hi

Phone hacking has been the main news item for a couple of weeks now, but what actually is it & how can you avoid it happening to you?
Basically, phone hacking is when someone gains access to your voicemail, which used to be quite easy as voicemails came with a standard PIN which the user was supposed to alter when they started using the service. Unfortunately, most people never bothered so all someone had to do was call your phone when it was either switched off or engaged & they would go straight through to your voicemail & using the PIN, have complete access. Network providers have tightened up now and default PINs have been discontinued and you now choose a PIN when you set up your voicemail. However, using an obvious one like sequential numbers (4567) or your birthday, still makes it easy for hackers. The main problem is that voicemail can still be accessed remotely (from a phone other than the mobile) and there is technology called Caller ID Spoofing which among other uses, allows someone to impersonate a mobile number so the voicemail thinks it is being accessed by the persons own mobile & so gives access to the voicemail.
That said, unless you have a high profile, it is unlikely that someone will bother to try & hack your phone, personally if they hacked mine they would only hear the kids wanting a lift or to borrow money, so no problem there !!

Millions risking credit card trap

According to new research a quarter of Britons, some 11 million people, are turning to their credit card as a fallback when they run out of funds in their current accounts after 21 days, see this report from Express.co.uk here:

Seven places to find emergency cash

We’re always telling you about the things you can do to thoroughly overhaul your finances. However, what about when you need a few extra pounds immediately, to meet an urgent expense or get you through to the next pay day? This report from Lovemoney.com

If you have your own ideas, tips or just want to comment, contact me at brian@moneysaverstrategies.co.uk

Well that’s it for today, watch out for your next newsletter.

Brian Philips

TIP OF THE WEEK
Get this great coin counting jar to help you save, automatically records how much is in it, great value at only £6-99, see full details here:

Hi

I covered this subject a few months ago, but have had some really good feedback from readers and so thought it is worth bringing to you attention again. Basically it is a satellite TV system that you watch on your PC for a 1 off cost with no monthly fees and unlimited viewing. You simply download the software and watch any of the 3,500 channels available from dozens of countries, including over 500 from UK. There are 2 points to check before you think about getting it, firstly are you happy to watch TV on your computer (this is fine if you have good sound and a good quality monitor) and secondly as it is via internet, you must have unlimited broadband (most people do have this anyway), if you can say yes to both these points then it is worth checking it out here:

Do let me have your feedback if you take up this option.

How to get poor quick

If you have had enough of get rich quick schemes, try to see if you can out-do the Jones by beating them to poverty. This nation is in some ways excellent at getting poor!! Read this fascinating report from Yahoo Finance here:

Top 10 Moneysaving Apps

When you’re not playing Angry Birds or Tetris games on your iPhone, there’s a wealth of useful moneysaving apps that you can download for free or at minimal cost to trim your everyday spending. Here’s 10 of the best as featured by Moneywise in this report.

 
If you have your own ideas, tips or just want to comment, contact me at brian@moneysaverstrategies.co.uk

Well that’s it for today, watch out for your next newsletter.

Brian Philips

TIP OF THE WEEK
Deal of the Week as featured by Which? £25 off a Phillips Iconic Deep Steam Iron, full details here:

Hi

To conclude the review of the last 6 months most important posts, this week I’m featuring a couple of the extra income opportunities that have been popular with many readers. All opportunities featured here have a ‘60 day no quibble money back guarantee’ so you can try them out with complete confidence & return them if they are not for you.
The first is the Rich Janitor System (yes it’s American !!), but nevertheless it has proved to be very popular and at a reasonable price, see full details here:

Secondly we have the Easy Home Biz system, this was devised by a working mum and has proved exceptionally popular, all the details for this are here:

Lastly this is a more conventional way to earn extra income, it is a complete guide entitled Becoming a Self Employed Courier and is well worth a look and you can find it here:

Good luck with any of these that you feel you would like to try.

Top ten lessons from the financial crisis

Fears the financial system was on the brink of collapse in 2008 made many focus on the return of their investments as well as the return on their investments. Three years later hindsight gives a clearer view of the lessons we can learn from the crisis in 2008. Get the facts from this Yahoo Finance report here:

16 ways to enjoy tax-free income

The taxman may taketh away – but he giveth too. Danny Cox, Head of Advice at Hargreaves Lansdown looks at some of the ways to enjoy tax-free income, see the report here:

If you have your own ideas, tips or just want to comment, contact me at brian@moneysaverstrategies.co.uk

Well that’s it for today, watch out for your next newsletter.

Brian Philips

TIP OF THE WEEK
Fantastic prices on small appliances in Deal of The Week from Amazon, full details here:

Hi

Continuing with a recap of the last 6 months most important posts. I was persuaded some time ago that the market for instant cash loans was actually fulfilling a need for some people, but it is imperative that you use a reputable lender & also one that clearly shows exactly what you will repay, up front. This lender not only does that but can approve a loan & have it in your bank within 15 minutes, quicker than you could actually get through to your own bank to be refused an overdraft !!, see full details at Wonga.com

Obviously, this newsletter is aimed at helping people make the most of their money and stay out of debt, but inevitably not everyone is in that position. If you are in debt then you need to take action rather than just leave it & hope it gets better and there are many organisations that will assist you with negotiating with creditors, applying for IVA’s etc. Once again, it must be a reputable organisation and should you find yourself in this position then Debt Release Direct is a company that can assist you.

How to get a free home

Would you like a free home? Who wouldn’t! Affordable housing is very hard to find. It can cost more than half your salary to pay for accommodation now. But it is possible to get cheap housing or even a free home if you know how. Here are the ways we’ve found says momeymagpie.com, see the article here:

Cheques at risk as guarantee cards scrapped

From Thursday 30th June 2011 cheque guarantee cards will no longer be valid, which has already led some firms to say they will no longer accept cheques as a form of payment, so if you use cheques this may well affect you. Read this report from Yahoo Finance.
 

If you have your own ideas, tips or just want to comment, contact me at brian@moneysaverstrategies.co.uk

Well that’s it for today, watch out for your next newsletter.

Brian Philips

TIP OF THE WEEK
Check out the Amazon massive clearance sale, with between 40% and 75% off clearance items in all departments, full details here:

Hi

A few people have been enquiring about work from home opportunities and I would just like to remind you that there is a list of recommended Home Income Opportunities, that are added to periodically, on the member’s website here    http://www.moneysaverstrategies.co.uk/home-income-opportunities, all come with 60 day money back guarantees from the publishers so there is no problem if you decide that a particular opportunity is not for you after having studied it.

Don’t get ripped-off by your mechanic

Garages are intimidating places, no matter how much you know about cars. You’re putting your prized motor at the mercy of a bloke who may be hardworking and reputable, or a ruthless rogue trader looking to rip you off. See the article from Yahoo cars here:

This clever mortgage will save you thousands

An offset mortgage can help you to kill off your home loan in record time and I can totally recommend it as this is the way I paid off my mortgage years earlier, see full details on this little known type of mortgage in this report from Lovemoney.com

If you have your own ideas, tips or just want to comment, contact me at brian@moneysaverstrategies.co.uk

Well that’s it for today, watch out for your next newsletter.

Brian Philips

TIP OF THE WEEK
Up to 70% off 200 DVD’s and Blu-ray movies & box sets. Full details here

Hi

Well done to all the readers who spotted the incorrect date on last weeks newsletter, I think the African sun must be going to my head !!  Just a quick word this week about Amazon Micro sites, these are independent sites which bring together all the products of a particular type, and link you directly to them on Amazon. The reason for this is that many products can appear in more than one category on Amazon and it can be a time consuming job searching for them all & you are never sure you have found the full range. For instance www.woodentoy-boxes.co.uk has one of the largest ranges of wooden toy boxes on the internet, all from Amazon, but if you search for this product directly on Amazon you will only find a dozen if you are lucky, without trawling through every category. This site features around 70 wooden toy boxes pulled from several different categories on Amazon, so all the hard work is done for you. Additionally if you search on Google for a particular type of product,  you are less likely to be taken directly to these products on Amazon as they are scattered all over their site and are not specifically targeted. So, next time you want a Ben 10 game or toy, or a dining room table & chairs, go to www.bentengame.co.uk   or www.diningroomtablesandchairs.co.uk   and you will see a list of all products available, in logical order, and are then taken directly to them on Amazon, you then have all the benefits associated with dealing with Amazon, without the hard work of searching for them.

Use your PC to get richer

These programs and websites will help you to master money and grow your wealth. In the late Eighties and early Nineties, the network which grew to become today’s World Wide Web was still the domain of academics and techies. Hence, there were no websites to help young adults like me to manage our money. Read this report from Yahoo Finance.

Beware restaurants’ rip-off tricks

Going out for meal at a restaurant is all about treating yourself – letting your belt out rather than tightening it. Sarah Coles reveals the sneaky tricks that restaurants use to get you to part with your cash, in this article from Moneywise.
 
If you have your own ideas, tips or just want to comment, contact me at brian@moneysaverstrategies.co.uk

Well that’s it for today, watch out for your next newsletter.
Brian Philips